Getting into an accident is stressful—but when a FedEx truck hits your car, it’s even more complicated. Unlike a regular fender-bender, this type of collision involves a commercial vehicle, a large corporation, and sometimes multiple insurance companies.
If you’re wondering “A FedEx truck hit my car—what should I do?”, this guide walks you through every legal and practical step to protect your rights, file claims, and get fair compensation.
Read too: Top Trucking Companies That Still Have Manual Transmissions
What to Do Immediately After a FedEx Truck Accident
When a FedEx truck hits your car, your first actions are critical for safety, evidence, and future insurance claims.
1. Ensure Safety and Call 911
- Move your vehicle to a safe area if possible.
- Check yourself and others for injuries.
- Always call 911, even if the damage seems minor — an official police report will help your case later.
2. Collect Evidence at the Scene
Take photos and videos of:
- Vehicle damage (both cars)
- Road conditions, traffic lights, or signs
- The FedEx truck’s license plate and vehicle number
- The driver’s FedEx ID badge or name tag
3. Get Witness Statements
Ask anyone nearby for their contact details. Eyewitnesses can help confirm what happened if FedEx disputes your claim later.
4. Exchange Information
Gather:
- Driver’s license and insurance info
- FedEx vehicle identification number
- Police officer’s name and report number
5. Don’t Admit Fault
Stay polite and factual, but never say “I’m sorry” or accept blame. Even casual remarks can hurt your claim.
Who Is Liable If a FedEx Truck Hits Your Car?
In most cases, FedEx is responsible for its drivers’ actions under the legal concept of vicarious liability. This means that if the driver was working at the time of the accident, FedEx (the employer) may have to pay for your damages.
However, liability can vary depending on the situation:
| Scenario | Liable Party | Details |
|---|---|---|
| FedEx employee on duty | FedEx Corporation | Covered under corporate insurance. |
| Independent contractor driver | The driver and their insurance | Many FedEx Ground drivers are independent. |
| Off-duty driver | Individual driver | Not covered by FedEx policy. |
| Equipment failure (e.g., brakes) | FedEx or manufacturer | Based on maintenance and defect history. |
💡 Pro Tip: If you’re unsure whether the driver was an employee or contractor, check the uniform and truck markings—Ground contractors often use FedEx branding but operate under separate entities.
How to File a Claim After a FedEx Truck Accident
Filing a claim against a large company like FedEx takes more coordination than a standard car insurance claim. Here’s how to do it properly:
1. Notify Your Insurance Company
Call your insurer immediately. Even if you weren’t at fault, they’ll help coordinate your claim and possibly offer collision coverage upfront.
2. Contact FedEx Corporate Claims
You can report an accident to FedEx Corporate Services by calling their customer service line or visiting the FedEx website. Ask for the claims department and provide:
- Date and time of the accident
- Truck number or driver info
- Police report number
- Photos and witness statements
3. File a Police Report
Request a copy of your police report as soon as it’s available. This document will be critical for proving fault.
4. Keep All Records
Save every receipt, bill, and communication related to the accident — from car repair estimates to medical treatments.
What Damages Can You Claim?
When a FedEx truck hits your car, you can pursue several types of damages:
| Type of Damage | Examples |
|---|---|
| Property Damage | Vehicle repair or replacement, towing fees |
| Medical Expenses | Hospital visits, physical therapy, prescriptions |
| Lost Wages | Missed work due to injuries or vehicle downtime |
| Pain and Suffering | Emotional distress, trauma, long-term discomfort |
| Loss of Use | Rental car costs or transportation alternatives |
According to the National Highway Traffic Safety Administration (NHTSA), commercial vehicle accidents result in over 150,000 injuries annually in the U.S., highlighting how serious these incidents can be.
Should You Hire a Lawyer After a FedEx Truck Accident?
Yes — and it’s highly recommended. FedEx employs legal teams and insurance adjusters who work to minimize payouts. An experienced truck accident attorney can:
- Investigate whether the driver or FedEx was at fault
- Handle insurance negotiations
- Secure compensation for medical and property losses
- Represent you in court if needed
Most personal injury lawyers offer free consultations and only charge if they win your case.
Common Reasons FedEx Trucks Cause Accidents
Understanding why the crash happened can strengthen your claim. Common causes include:
- Driver fatigue due to long delivery routes
- Distracted driving, like using route devices or cell phones
- Poor vehicle maintenance (brakes, tires, hydraulics)
- Speeding to meet delivery deadlines
- Weather or road hazards not properly accounted for
These can all establish negligence on FedEx’s part, depending on the evidence collected.
FedEx’s Insurance Coverage Explained
FedEx maintains substantial commercial insurance, typically ranging from $1 million to $5 million per accident. However, independent contractors may carry smaller private policies.
Key Coverage Areas:
- Bodily Injury Liability
- Property Damage Liability
- Cargo Insurance (covers FedEx’s packages, not your car)
- Excess Liability Coverage (for major claims)
If you’re hit by a FedEx Ground contractor, your lawyer may need to file claims with multiple insurance providers.
How Long Do You Have to File a Claim?
Each U.S. state sets its statute of limitations for filing a personal injury or property damage claim — typically between 2 and 3 years from the accident date.
Act quickly to preserve evidence and strengthen your position.
FAQ Section
1. What should I do if a FedEx truck hit my parked car?
Document everything — take photos, file a police report, and contact FedEx immediately. The company’s insurance should cover property damage.
2. Can I sue FedEx directly?
Yes, but only if the driver was a FedEx employee or the company’s negligence (e.g., poor maintenance) caused the crash.
3. How much can I get in compensation?
It depends on your damages. Claims can range from a few thousand dollars to six figures if injuries or total vehicle loss occur.
4. Will FedEx admit fault easily?
Not usually. Large corporations often deny or delay responsibility without clear evidence — having a lawyer helps.
5. What happens if the driver was an independent contractor?
You’ll likely need to file a claim against the driver’s insurance rather than FedEx corporate.
6. Should I speak directly to FedEx’s insurer?
Avoid giving recorded statements without consulting your own insurer or attorney — they may use your words to minimize liability.
Conclusion
Being in an accident with a FedEx truck can feel intimidating, but knowing your rights makes a huge difference. Always stay calm, gather evidence, and contact both your insurer and FedEx immediately.
If you suffered injuries or significant damage, hiring an attorney can help ensure you receive the full compensation you deserve.
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